IT Return e-filing: Benefits

Friday, July 29, 2016
Source: Gizmodo
A stitch in time saves nine. This quote is a perfect example of how individuals can be benefited by the timely payment of income tax. Today, during our coffee break, I casually asked my friend if she had filed her tax return and the look she gave me was enough to scare away the deadliest crow! "How would I do that on my own? You think I am a CA! Duh! Anyway I don't have to buy a car or so, then why should I go through the trouble!" Her answer left me shocked that people actually do not understand the benefits of filing the IT return!

I was discussing the incidence with my mother when she told me that income tax payments are generally not made on time because of many reasons. One of the reason is that people are unaware of how early payment of taxes gives them a lot of indirect benefits. 

When the taxes are not paid on time, the government is forced to find more ways to collect money from the public to execute the welfare schemes for all the sectors of the society. The swacch bharat cess and krishi kalyan cess is a good example of how lack of funds made the government to collect taxes by bringing a new policy into the picture. 

Further, the government has to spend a lot of money to formulate, execute and audit the schemes. As a result we end up in paying more amount in the form of taxes. Hence paying the taxes on time will ensure that the government is self-sufficient and it will not take any steps to levy more taxes on the citizens to manage the expenses. Also the government spends a lot of money in identifying tax defaulters by conducting raids, surprize checks for which a lot of money and man power is consumed. Moreover, the amount of collected taxes during a period of time would enable our decision makers to take clear decisions of how the funds need to be allocated to various sectors. Currently lower income in the form of taxes is delaying many such strategic decisions. Therefore, timely payment of taxes will reduce the expenditure for the government and as a result the government can spend the money elsewhere, which would result in many indirect benefits to the individual and the nation as a whole.

Also, these days IT Return can be e-filed even in the leisure of home, with just a few clicks on platforms like H&R Block! 

I’m taking the #TaxPledge to file IT returns with the easy Income Tax efiling option from H&R Block at BlogAdda.

Read more ...

Even Laundry Goes Odd Even!

Friday, May 27, 2016

There has been such a hype regarding the Odd-Even in Delhi - firstly the Phase I in January and then Phase II in April. The campaigns were conducted to reduce the air pollution - its effectiveness is still debatable, however it definitely reduced the traffic congestion for sure! It used to take me more than an hour to commute from home to work and then an hour back! However, during Odd Even Phases, we used to reach in around 40 minutes! 

When the news of second phase of Odd Even in April came out, it got us thinking that we should start implementing this in our daily activities as well! Well, I travel daily with my Dad for going to work and he recommended that we start switching the duty of driving and I recommended that we should start doing laundry as per the Odd Even Calendar!

When my mom heard about our new "arrangement", she was pretty amused and thought that this would phase out in just a few days! However, it didn't! In fact, in just a few days, we really started enjoying our Odd-Even arrangement. The days, when I did the laundry, my Dad drove us, and when he did laundry, I drove! It was a pretty awesome - I loved the days when I could just sleep in the passenger's seat after completing the laundry! :P I still think driving was way too energy draining than the laundry! :D 

But, I didn't wanna be unfair. I knew everything about driving but my Dad didn't know how to get rid of tough stains using machine wash. So, I got Ariel Matic which works easily on tough stains as well and all he had to do was just ad Ariel Matic on our top load machine and tada! It ensures that the stains are removed so easily and nobody can tell the difference! :D

We loved the arrangement so much that even after Delhi's odd-even phased out, our new Odd Even Laundry calendar didn't! We are still continuing to split our jobs - both Dad and I love sharing the load! :D See our pictures if you don't believe me! :P 

I am taking part in the #LaundryGoesOddEven Challenge by Ariel India at BlogAdda. Are you?

Read more ...

You Raise Me Up: Book Review

Sunday, May 1, 2016
Title: You Raise Me Up
Author: Arjun Hemmady
Genre: Romantic
Price: Rs 325 (Buy From Flipkart)
Number of pages: 364
Publisher: Frog Books.
ISBN-10: 9352013883
ISBN-13: 978-9352013883

The Blurb:
Aalok Sharma, a 27-year-old, chartered accountant, meets the vivacious and beautiful Priyanka Mehra, on a flight from Delhi to Mumbai. They are instantly attracted to each other, though completely opposite in nature. However, something is holding Aalok back. Will this thing throw a spanner in his love story? Or will he be able to overcome his demons?

About the Author:
Born on 5th April 1989, Arjun Hemmady completed his schooling from St. Mary’s ICSE (Mazgaon), and college from RA Poddar College of Commerce and Economics. He is pursuing his Chartered Accountancy from the Institute of Chartered Accountants of India (ICAI). His pastimes include writing, reading books, and watching movies. He works in a manufacturing company.

My Review:
The synopsis of the book seems really interesting, which makes you pick up the book instantly. It's a story about Aalok Sharma, who meets Priyanka Mehra on a flight and falls for her! However, the character of Priyanka has been shown to be too outward in nature. With just one meeting in flight, she ends up spending the night at his place and making movie plans for next day. Her behaviour was too demanding even for a girlfriend and she had just met this guy! I couldn't resonate with her character at all! Well, anyway, they fall in love and to me, it seems like a run-of-the-mill love story.

However, there's a twist! The guy cannot take this relationship further! Boom! But why, you may ask! Well, to answer your query, he goes back in flashback to tell you the initial part of story! And that is he has a wife, Tanya - ex, I believe. They were very much in love, however, due to her alcoholism, he couldn't tolerate her anymore. Yet, he still loves her alot and thus,now he is confused whether to move on in life with the new girl Priyanka or go back to his wife Tanvi! 

The story seems simple and may resonate well with youth. The pace of the story is adequate and does not let you lose interest. I finished the book in just one day, during my long and frequent metro rides! The characters are portrayed nicely, specially the female characters have been shown to be strong willed. However, the conversations between the characters were a drag and could have been edited out as I just skipped some and didn't lose any story! Interesting aspect of the story is that characters move on in their lives and not stick with the happenings! Although, you will have to read the book to know whom did Aalok choose? I can't spoil it for you.

It's a simple book with a simple love story, a one time read for me!

My Rating: 2.5 out of 5.
Who will like it: Romance lovers

This review is a part of the biggest Book Review Program for Indian Bloggers. Participate now to get free books! Thank you Arjun Hemmady for providing me an author signed copy - just adds to the personal touch!
Read more ...

Kasam Li Hai Humne...

Wednesday, March 2, 2016
Source: Amazon

Finally, the time of the year is here when you can delete your Facebook account and just head towards Himalayas to start leading you lonely life alone! Or so it feels. Wedding season is here and as expected every time this year minimum of 30 people I know get married. So by the time the next year comes, the earlier ones are celebrating their anniversary, the ones before them their kid's birth, kids birthday, and the most newly ones their honeymoon! All this results in my FB timeline filled with looouuvveee posts, with cuddy pictures, heart shaped balloons, love filled emoticons, anything and everything related to love, marriage and kids! This is depressing and not normal depressing - kinda pukey depressing! :P

At times like these, I can actually foresee my future life - being isolated at Himalayas! :P But then daydreaming gets the better off me and I start imaging the Mr Perfect coming along and my life would also be filled with these looouuvvveee filled FB posts throughout which will make others pukey depressed :P My day at work consists more of this "daydreaming" than actual work these days due to the lovey-dovey FB newsfeed! But my idea of Mr Perfect isn't a knight in shining armour. I can manage without the armour as well, but he very well shouldn't be these saas-bahu serial kinda guy :P

Actually, I have a 1000 page guideline criteria for Mr Perfect, but I think the most important ones would be converted to kasams :P 

1. He should never wake me up. 
By never, I mean never. Until and unless, there's an emergency situation. Like let's say there's a calamity outside and we have to leave our hours to move to a safer location, then he can. Actually, even in that case, he should try to move me without waking me up. You see,I love my sleep. :P

2. If the last slice of pizza is remaining, he should just let me have it. 
Or even last two slices, maybe. 

3. I am not the one to ask the guy to pause his video game for me. I rather want him to step aside and let me play it. 
because you know I'll just score better! :P

I think these should suffice for the time being. These will be updated as and when my mood changes! :P 

So, what are the kasams you want from your Mr Perfect?
Read more ...

7 Peppy Punjabi Songs!

Tuesday, January 26, 2016
Source: Youtube video
So being a Punjabi, you have to love music, specially fast peppy numbers! And this being a wedding season, I have grown fond of peppy Punjabi numbers on which I can groove in Bhangra style! There's something about the Punjabi beats that automatically make you want to dance, even if it's a sad song. Remember, ishq tera tadpaave? It's a sad song, infact a heartbreak song if you listen to the lyrics but the moment he says ho ho ho ho every punjabi goes crazy dancing! :P So either we Punjabis don't know how to create sad songs, or maybe we don't know how to remain sad for long. Maybe that's why when Sukhwinder also set out writing a sad song, he just changed his mood in between and switched to happy beats! ;)

Anyway, talking about sad songs, the first song on my list of 7 peppy Punjabi songs, is a sad song itself! Btw, sorry to disappoint you, but no Yo Yo Honey Singh numbers made it to my list!

1. Patiala Peg
An awesome number by Diljit Dosanjh, which is a heartbreak song he sings when he sees his love with her fiance! It features Diljit Dosanjh and Diljott, the lyrics are by Veet Baljit, music is by Nick Dhammu and is a Speed Records label. It's my most favourite number when I need to cheer up! Must listen to number. 

2. Mitraa De Boot
Next on my list is a song by Jazzy B! He has been my favourite since school days, when the only Punjabi songs my non-Punjabi friends knew were by him! So here's another one of his numbers by him and Kaur B, music by Dr Zeus, featuring Jazzy B, Dr Zeus and Surveen Chawla! The lyrics (which I completely love) are by Navi Kamboj and Bunty Bains. Jinne vich baliye tu saari sajdi, unne je ta mitra de boot aunne aaaa! Psst, watch out for Jazzy B's shoes in the video!

3. Bapu Zimidar
Okay, so you have to watch this video for Jassi Gill, and if you don't find him to be cute, then I'm sorry but I'll have to stop talking to you immediately! :P He has portrayed a Sikh in this song and looks absolutely adorable in this song. *love-struck* This song is from the album Replay ( Return Of Melody) which has lyrics by Happy Raikoti and music by Jatinder Shah. And I'm sure you must have heard this song many a times on the FM - Oo daddy ji te cash utte kari jave aish, sadda bapu zimidaar kitho le k deve car!

4. Wakhra Swag
This is a latest song which is on my all day and the radio too! :P This song is by Navv Inder which is featuring Badshah. Also, the music is by Badshah, lyrics by Navi Kamboz, and label is of Times Music. Aaja dassa tennu soniye ki fashion ki hunda, tere yaar da ta wakhra swag niiii! This has a peppy rap by Badshah as well! :D

5. Laden
Another song by Jassi Gill and this one's so funny as well! He compares the girl's dad to Laden, brother to crane, mom to chain and so on! :P This is from the same album Replay (Return of Melody), with music by Gupz Sehra and lyrics by Happy Raikoti. In this Jassi is in a playful peppy mode having fun with the girl's family! tera bapu hai laden ta nhiii. 

6. 5 Taara
This is the latest song which is the title track from Diljit Dosanjh's movie 5 Taara. This song is starring Diljit Dosanjh and Tris Dhaliwal, music again by Jatinder Shah and lyrics by Ranbir Singh. That seems like a hybrid between Ranbir Kapoor and Ranveer Singh :P Anyway, must listen to this peppy number by Diljit Dosanjh. Actually, I sort of like all of Diljit Dosanjh's songs, and that would explain why 3 songs out of 7 are by him! :D

7. Ki Banu Duniya Da
Last, but definitely not the least, infact it's my most favourite song! Last year on Independence Day, Gurdas Maan released this song with Coke Studio. He has re-written this song with Diljit Dosanjh and music by yet again Jatinder Shah. This is such a nice song which talks about the traditions of Punjab, the division of India and Pakistan which basically led to division of Punjab. I just love this song and can listen to it endlessly! Ki banu duniya da, sacche badshah wahe guru jaane! Such true words!

Har boli sikho sikhni vi chahidi, par pakki vekh ke kachhi nhi dhai di!

This blog post is inspired by the blogging marathon hosted on IndiBlogger for the launch of the #Fantastico Zica from Tata Motors. You can apply for a test drive of the hatchback Zica today.
Read more ...

The Impact

Monday, January 25, 2016
Source: the story of hope
Recently, I got to know that a famous scientist from my field of research is coming to our college to deliver a lecture on his current research work. I was super excited as he is a pioneer in our field and finally, I was sitting in front of him attending his lecture in person. I had seen a lot of lectures on videos, but this, this was different. He spoke for an hour regarding his new research and his achievements - all his work aimed at conducting research which will be beneficial for the society which left me mesmerized. I was so inspired by his work that I wanted to know what had inspired him to work in this field so diligently. So as soon as the question answer session began, I raised my hand and asked him, "I am so inspired by your work sir. You are a pioneer in this field and yet you work so hard even now. I really want to know what has inspired you to keep on working so diligently in this field?" He smiled at me and then said, "The impact!" 

He further elaborated, "When I had just joined the field of research, I was naive and thought that all my work would be highly regarded and I'll be famous. It might make a tiny dent in the universe but it wouldn't go unnoticed. However, I was proven wrong. Early works of my career turned fruitless, but that didn't deter me from my path. I started to work more rigorously. I wanted to make an impact and that's what kept me going. Finally, I had a breakthrough - I published my first research paper and received a brilliant response - that was all the motivation I had required. I started making an impact and once you do that, you can't step back. As I kept on working, the impact kept on growing."

"You see, everyone wants to make a name for themselves and I have done that satisfactorily for me. But this society helped me in doing that, so I guess it's payback time. Now, I do not work to make a name or a living, I have started directing my research towards the people so that it will be helpful for the society. I have started working on issues related to society and seeing the impact it has on the day-to-day lives of people gives me immense satisfaction and motivation to keep on working harder and harder! Hope I have answered your question!"

He did answer it perfectly. He got me thinking - the impact our work has proves out to be the best motivation for our future endeavours. The satisfaction it brings is beyond description in words. That was the best one hour of my life, and yes, it definitely left a huge impact on me!

This blog post is inspired by the blogging marathon hosted on IndiBlogger for the launch of the #Fantastico Zica from Tata Motors. You can apply for a test drive of the hatchback Zica today.
Read more ...

The Bestseller She Wrote: Book Review

Sunday, December 27, 2015
Title: The Bestseller She Wrote
Author:  Ravi Subramanian
Genre: Romantic
Price: Rs 295 (You can buy from Flipkart here)
Number of pages: 292
Publisher: Westland Ltd.
ISBN-10: 9385152386
ISBN-13: 978-9385152382

The Blurb:
Paperback king, Aditya Kapoor’s life is straight out of a modern man’s fantasy. His literary stardom is perfectly balanced by a loving wife and a spectacular career. With everything he touches turning to gold, Aditya is on a winning streak. Shreya Kaushik is a student with a heart full of ambition. Young, beautiful, and reckless, Shreya speaks her mind and obsessively chases after what she wants. And what she wants is to be a bestselling author. What happens when their worlds collide? Is it possible to love two people at the same time? Can real ambition come in the way of blind passion? Can trust once broken, be regained? Master storyteller Ravi Subramanian, delves into the glitzy world of bestsellers and uncovers a risky dalliance between a superstar novelist and his alluring protégé. The Bestseller She Wrote is a combustible cocktail of love, betrayal and redemption.

About the Author:
Ravi Subramanian, an alumnus of IIM Bengaluru, has spent two decades working his way up the ladder of power in the amazingly exciting and adrenaline-pumping world of global banks in India. For Ravi, The Bestseller She Wrote, marks the beginning of a new chapter in his writing. A significant departure from his usual fare, this is Ravi’s first book on romantic intrigue. If God was a Banker won him the Golden Quill readers choice award in 2008. He also won the Economist Crossword Book Award for The Incredible Banker in 2012.  "The Bankster", released in 2012 won him the Crossword Book Award in 2013. In 2014 he won the Raymond Crossword book award for Bankerupt. He lives in Mumbai with his wife, Dharini, and daughter, Anusha. (Quoted from his website)

My Review:
I have been a fan of Ravi Subramanian's writing ever since God was a Banker. This is his third book which I have read since God was a Banker, the reviews of other two can be found here: Link. He has been rightly called as the John Grisham of Banking by The Wall Street Journal, however, this book is a slight departure towards the romantic genre. He has touched upon the issue of infidelity and its aftermath. This book also talks about the business of publishing books, starting from the draft manuscript to the final launch covering all aspects of marketing! 

The plot of the story is interesting - the well-known author-banker Aditya Kapoor who is happily married falls for Shreya who wants to be a best-selling author just like him. Initially, I thought it will be a run-of-the-mill story and had already made up my mind against it. However, when I actually got to reading it, I was impressed by the twist in the story. The plot thickens with the build-up for the climax and I could actually guess some part of the climax (being a Sherlock fan I am!). The climax is the most interesting part of the story and does not disappoint you. 

The pace of the story is adequate and does not let you lose interest. I finished the book in just one day with intermittent breaks. The characters are portrayed beautifully and justice has been done to each one of them! They are strong-willed, independent and ambitious and easily relatable to! The climax witnesses a really nice take on adultery being a choice, not a mistake! The journey of the protagonist throughout the story has been portrayed brilliantly. 

Some parts of the story were a drag and could have been edited out as I just skipped some and didn't lose any story!

My Rating: 3 out of 5.
Who will like it: Thriller and romance lovers

I am reviewing ‘The Bestseller She Wrote’ by Ravi Subramanian as a part of the biggest Book Review Programfor Indian Bloggers. Participate now to get free books!
Read more ...
Related Posts Plugin for WordPress, Blogger...